INVESTMENTS

Investing is a crucial component of financial growth and wealth accumulation, allowing individuals to build assets, generate passive income, and safeguard themselves against our best friend, inflation. In the South African landscape, investing offers the opportunity to tap into both local and offshore markets, each presenting unique advantages. Locally, South Africa boasts a diversified range of investment options, including equities, bonds, property, and retirement funds, offering a variety of risk levels and returns suited to different investor profiles. 

The Johannesburg Stock Exchange (JSE) provides access to well-established companies and sectors poised for growth in industries such as mining, financial services, and renewable energy with Tech companies booming off as well as AI grows stronger. Additionally, local property investments can yield steady returns through rental income and capital appreciation. On the other hand, offshore investing expands opportunities beyond South Africa’s borders, enabling access to global markets like the U.S., Europe, and Asia and other forms or emerging markets.

This diversification helps mitigate risks associated with local economic volatility and currency fluctuations, while offering exposure to high-growth industries and established markets abroad. By strategically blending local and offshore investments, investors can balance risk and reward, build a resilient portfolio, and capitalize on the global economy’s growth potential. 

Our Investment Solutions which are inclusive of Shariah compliant options include

Retirement Vehicles - Retirement Annuities, Pension/Provident Funds

Flexible Investment Plans - Unit Trusts

Tax Efficient Investments - Tax Free Savings Account and Endowment Plans

Income Producing Investments - Guaranteed Income Plans and Living or Life Annuities

Alternative Investments - Body Corp & Community Scheme Loaning and Offshore Litigation 

Each solution is carefully thought through for our clients on an individual basis by looking at a variety of factors such as cashflow needs, annual earnings and individual tax brackets, time frames and specific goals needing to be achieved. Before recommendations and solutions are advised on, a holistic outlook and analysis is done on you as a client to ensure the best possible solution is provided for whilst carefully considering your financial position and risk appetite.